MORNING STAR BAPTIST Credit Union Profile

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MORNING STAR BAPTIST

Charter #20839 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (412) 414-5314

Fax: (412) 233-4290

Founding Date: N/A

Personnel & Operations

President: Anderson, Willie

Manager: Hammons, Joyce

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: 8am-5pm

Credit Union Profile Summary

MORNING STAR BAPTIST is a FCU Credit Union. With a total of 274 members [1], this institution manages approximately $294,924 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 34.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.06% [1].

Financial Snapshot

Total Assets [1]
$294,924

Total economic resources.

Total Loans [1]
$93,703

Total value of outstanding loans.

Total Deposits [1]
$194,526

Total funds deposited by members.

Members [1]
274

Number of active members.

Performance Ratios

Net Worth Ratio [1]
34.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

307 Shaw Ave

Clairton, PA, 15025
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MORNING STAR BAPTIST (Charter #20839).

Main Office

Morning Star Baptist Main Office

Type: Corporate Office

307 Shaw Ave

Clairton, PA 15025

Phone: (412) 414-5314

Services: Member Services

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Additional Branches

Clairton

Morning Star Baptist

Type: Branch Office

448 3rd St

Clairton, PA 15025

Phone: (412) 233-4151

Services: None specified

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