MOHAWK VALLEY Credit Union Profile

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MOHAWK VALLEY

Charter #20823 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 624-2950

Fax: (315) 624-2954

Founding Date: N/A

Website: http://www.mohawkvalleyfcu.org

Personnel & Operations

President: Scala, Brian

Manager: McCLOSKEY, JAIME

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: 7:30AM - 4:30PM

Credit Union Profile Summary

MOHAWK VALLEY is a FCU Credit Union. With a total of 3,226 members [1], this institution manages approximately $56,117,632 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.78% [1].

Financial Snapshot

Total Assets [1]
$56,117,632

Total economic resources.

Total Loans [1]
$25,867,275

Total value of outstanding loans.

Total Deposits [1]
$48,908,299

Total funds deposited by members.

Members [1]
3,226

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
14.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9212 RIVER RD

MARCY, NY, 13403

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MOHAWK VALLEY (Charter #20823).

Main Office

9212 River Rd Main Office

Type: Corporate Office

9212 River Rd

Marcy, NY 13403

Phone: (315) 624-2950

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Utica

207 Genesee St

Type: Branch Office

207 Genesee St

Utica, NY 13501

Phone: (315) 793-2214

Services: Member Services

Open in Directions