DOY Credit Union Profile

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DOY

Charter #20661 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (330) 744-5680

Fax: (330) 744-5835

Founding Date: N/A

Website: https://www.doyfcu.com

Personnel & Operations

President: Thomas, John

Manager: Norris, Teresa

FT Employees: 2

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 54

Branches: 1

Hours: Monday - Friday 9:00 a.m. to 4:30 p.m.

Credit Union Profile Summary

DOY is a FCU Credit Union. With a total of 2,136 members [1], this institution manages approximately $66,893,437 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.20% [1].

Financial Snapshot

Total Assets [1]
$66,893,437

Total economic resources.

Total Loans [1]
$25,534,861

Total value of outstanding loans.

Total Deposits [1]
$57,296,614

Total funds deposited by members.

Members [1]
2,136

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1500 Gypsy Ln

Youngstown, OH, 44505-1832

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by DOY (Charter #20661).

Main Office

DOY Federal Credit Union Main Offices Main Office

Type: Corporate Office

1500 Gypsy Ln

Youngstown, OH 44505-1832

Phone: (330) 744-5680

Services: Member Services, Drive-Thru

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