UFIRST Credit Union Profile

Showing details for UFIRST Credit Union.

Home > NY > UFIRST

UFIRST

Charter #20613 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 324-5700

Fax: (518) 324-5777

Founding Date: N/A

Website: http://www.ufirstfcu.net

Personnel & Operations

President: Friedman, Michele

Manager: Kirk, Kasey

FT Employees: 30

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Lobby: 8:30am - 4:30pm Monday-Friday

Credit Union Profile Summary

UFIRST is a FCU Credit Union. With a total of 10,138 members [1], this institution manages approximately $138,070,681 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.16% [1].

Financial Snapshot

Total Assets [1]
$138,070,681

Total economic resources.

Total Loans [1]
$96,526,409

Total value of outstanding loans.

Total Deposits [1]
$125,709,661

Total funds deposited by members.

Members [1]
10,138

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

274 Rugar St

Plattsburgh, NY, 12901
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 4 branches reported by UFIRST (Charter #20613).

Main Office

UFirst FCU Main Office

Type: Corporate Office

274 Rugar St

Plattsburgh, NY 12901

Phone: (518) 324-5700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Plattsburgh

Plattsburgh North

Type: Branch Office

53 Weed St

Plattsburgh, NY 12901-1259

Phone: (518) 324-5700

Services: Member Services

Open in Directions

UFirst FCU

Type: Branch Office

101 Broad St

College Angell Center

Plattsburgh, NY 12901

Phone: (518) 324-0619

Services: Member Services, ATM

Open in Directions

Rouses Point

Ufirst FCU

Type: Branch Office

72 Champlain St

Rouses Point, NY 12979

Phone: (518) 324-5700

Services: Member Services, ATM

Open in Directions