BEACH MUNICIPAL Credit Union Profile

Showing details for BEACH MUNICIPAL Credit Union.

Home > VA > BEACH MUNICIPAL

BEACH MUNICIPAL

Charter #20394 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (757) 333-7787

Fax: (757) 395-4794

Founding Date: N/A

Website: http://www.beachmunicipal.org

Personnel & Operations

President: Wallace, Nianza

Manager: Metzger, Geri

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 2

Hours: 9AM to 5PM Monday - Thursday 9AM to 5:30PM

Credit Union Profile Summary

BEACH MUNICIPAL is a FCU Credit Union. With a total of 8,971 members [1], this institution manages approximately $178,731,962 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.83% [1].

Financial Snapshot

Total Assets [1]
$178,731,962

Total economic resources.

Total Loans [1]
$95,109,646

Total value of outstanding loans.

Total Deposits [1]
$154,212,230

Total funds deposited by members.

Members [1]
8,971

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4164 Virginia Beach Blvd

Virginia Beach, VA, 23452
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by BEACH MUNICIPAL (Charter #20394).

Main Office

Thalia Main Office

Type: Corporate Office

4164 Virginia Beach Blvd

Virginia Beach, VA 23452

Phone: (757) 333-7787

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Virginia Beach

Princess Anne Rd

Type: Branch Office

2440 Princess Anne Rd

Virginia Beach, VA 23456-3409

Phone: (757) 333-7787

Services: Member Services, ATM, Drive-Thru

Open in Directions