HARVEST Credit Union Profile

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HARVEST

Charter #20302 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 522-5277

Fax: (740) 522-6672

Founding Date: N/A

Website: http://www.harvestfcu.org

Personnel & Operations

President: Snow, Bernard

Manager: King, Julie

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-TH 9:00 to 5:00 F 8:00 to 5:30, SAT 9:00

Credit Union Profile Summary

HARVEST is a FCU Credit Union. With a total of 2,304 members [1], this institution manages approximately $40,265,957 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.41% [1].

Financial Snapshot

Total Assets [1]
$40,265,957

Total economic resources.

Total Loans [1]
$16,574,700

Total value of outstanding loans.

Total Deposits [1]
$35,100,845

Total funds deposited by members.

Members [1]
2,304

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

34 Licking View Dr

Heath, OH, 43056
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by HARVEST (Charter #20302).

Main Office

Harvest Federal Credit Union Main Office

Type: Corporate Office

34 Licking View Dr

Heath, OH 43056

Phone: (740) 522-5277

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Newark

TrueCore Federal Credit Union

Type: Corporate Office

215 Deo Dr

Newark, OH 43055-3048

Phone: (740) 345-6608

Services: None specified

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