FRIO COUNTY Credit Union Profile

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FRIO COUNTY

Charter #20267 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (830) 334-2368

Fax: (830) 334-9142

Founding Date: N/A

Personnel & Operations

President: Esqueda, Damian

Manager: Gonzales, Belinda

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 9:00 a.m. - 5:00 p.m.

Credit Union Profile Summary

FRIO COUNTY is a FCU Credit Union. With a total of 1,674 members [1], this institution manages approximately $5,473,025 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 38.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.31% [1].

Financial Snapshot

Total Assets [1]
$5,473,025

Total economic resources.

Total Loans [1]
$4,476,545

Total value of outstanding loans.

Total Deposits [1]
$3,387,841

Total funds deposited by members.

Members [1]
1,674

Number of active members.

Performance Ratios

Net Worth Ratio [1]
38.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
132.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-17.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

114 S Oak St

Pearsall, TX, 78061-3220

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FRIO COUNTY (Charter #20267).

Main Office

Credit Union/Main Office Main Office

Type: Corporate Office

114 S Oak St

Pearsall, TX 78061-3220

Phone: (830) 334-2368

Services: Member Services

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