URBAN EMPOWERMENT Credit Union Profile

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URBAN EMPOWERMENT

Charter #20060 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (646) 933-4505

Fax:

Founding Date: N/A

Website: https://www.ue-fcu.com

Personnel & Operations

President: Serrette, Dennis

Manager: Stone, Keith

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 2

Hours: M-F, 9am - 5pm

Credit Union Profile Summary

URBAN EMPOWERMENT is a FCU Credit Union. With a total of 70 members [1], this institution manages approximately $351,068 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at % [1].

Financial Snapshot

Total Assets [1]
$351,068

Total economic resources.

Total Loans [1]
$10,182

Total value of outstanding loans.

Total Deposits [1]
$172,305

Total funds deposited by members.

Members [1]
70

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-13.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
5.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
25.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

215 Park Row Ste 1

New York, NY, 10038-1149

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by URBAN EMPOWERMENT (Charter #20060).

Main Office

N.U.L. Federal Credit Union Main Office

Type: Corporate Office

80 Pine St Fl 9

New York, NY 10005-1702

Phone: (212) 558-5300

Services: None specified

Open in Directions

Additional Branches

New York

National Urban League

Type: Corporate Office

80 Pine St Fl 9

New York, NY 10005-1702

Phone: (212) 558-5300

Services: None specified

Open in Directions