MOUNTAIN LAUREL Credit Union Profile

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MOUNTAIN LAUREL

Charter #20053 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 834-9518

Fax: (814) 781-1646

Founding Date: N/A

Website: HTTP://WWW.MLFCU.NET

Personnel & Operations

President: Jones, Daniel

Manager: Sennett, Rena

FT Employees: 30

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: MONDAY - WEDNESDAY 9AM-4PM THURSDAY 9AM-5P

Credit Union Profile Summary

MOUNTAIN LAUREL is a FCU Credit Union. With a total of 18,122 members ^[1], this institution manages approximately $163,258,618 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.55% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.77% ^[1].

Financial Snapshot

Total Assets ^[1]

$163,258,618

Total economic resources.

Total Loans ^[1]

$79,794,455

Total value of outstanding loans.

Total Deposits ^[1]

$132,426,777

Total funds deposited by members.

Members ^[1]

18,122

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

18.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

2.78%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

413 S MICHAEL ST

SAINT MARYS, PA, 15857

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by MOUNTAIN LAUREL (Charter #20053).

Main Office

Mountain Laurel FCU Main Office Main Office

Type: Corporate Office

Type: Branch Office

117 Pennsylvania Ave W

PO Box 783

Warren, PA 16365-2514

Phone: (814) 723-8730

Services: Member Services, ATM, Drive-Thru

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Mountain Laurel FCU Warren Branch

Type: Branch Office

1513 Pennsylvania Ave E

Warren, PA 16365-3142

Phone: (814) 723-2221

Services: Member Services, Drive-Thru

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