SUMMIT HAMPTON ROADS Credit Union Profile

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SUMMIT HAMPTON ROADS

Charter #19973 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (757) 398-2384

Fax: (757) 398-2684

Founding Date: N/A

Website: http://www.shrfcu.com

Personnel & Operations

President: Davis, Donna

Manager: Shaw, Bria

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 1

Hours: Mon,Tues, Fri 7:30 am to 3:30 pm Wed 9:00

Credit Union Profile Summary

SUMMIT HAMPTON ROADS is a FCU Credit Union. With a total of 1,104 members [1], this institution manages approximately $7,979,820 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.83% [1].

Financial Snapshot

Total Assets [1]
$7,979,820

Total economic resources.

Total Loans [1]
$5,184,263

Total value of outstanding loans.

Total Deposits [1]
$6,721,596

Total funds deposited by members.

Members [1]
1,104

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -15.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -14.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3636 High St

Portsmouth, VA, 23707
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SUMMIT HAMPTON ROADS (Charter #19973).

Main Office

Summit Hampton Roads FCU Main Office Main Office

Type: Corporate Office

3636 High St

Portsmouth, VA 23707

Phone: (757) 398-2384

Services: Member Services, ATM

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