URW COMMUNITY Credit Union Profile

Showing details for URW COMMUNITY Credit Union.

Home > VA > URW COMMUNITY

URW COMMUNITY

Charter #19867 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (434) 793-1278

Fax:

Founding Date: N/A

Website: http://www.urwfcu.org

Personnel & Operations

President: Phillips, Charles

Manager: Doss, Cheryl

FT Employees: 60

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 12

Hours: MON - FRI 9:00 AM - 5:00 PM

Credit Union Profile Summary

URW COMMUNITY is a FCU Credit Union. With a total of 35,828 members ^[1], this institution manages approximately $225,727,445 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.35% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.60% ^[1].

Financial Snapshot

Total Assets ^[1]

$225,727,445

Total economic resources.

Total Loans ^[1]

$180,494,698

Total value of outstanding loans.

Total Deposits ^[1]

$191,754,664

Total funds deposited by members.

Members ^[1]

35,828

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

94.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

314 LOWES DR

DANVILLE, VA, 24540-5927

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 11 branches reported by URW COMMUNITY (Charter #19867).

Main Office

Lowes Drive Office Main Office

Type: Corporate Office

314 Lowes Dr

Danville, VA 24540-5927

Phone: (434) 793-1278

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Chatham

Chatham Branch

Type: Branch Office

Martinsville Branch

Type: Branch Office

Yanceyville Branch

Type: Branch Office

1092 NC Highway 86 N

Yanceyville, NC 27379

Phone: (434) 793-1278

Services: Member Services, ATM

Open in Directions