MIAMI UNIVERSITY COMMUNITY Credit Union Profile

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MIAMI UNIVERSITY COMMUNITY

Charter #19678 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 523-8888

Fax: (513) 523-1718

Founding Date: N/A

Website: http://www.muccu.org

Personnel & Operations

President: Guiot, Bruce

Manager: Schultheiss, James

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Monday- Thursday 9-5:30 Friday 9-6

Credit Union Profile Summary

MIAMI UNIVERSITY COMMUNITY is a FCU Credit Union. With a total of 4,622 members ^[1], this institution manages approximately $74,119,109 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.57% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.78% ^[1].

Financial Snapshot

Total Assets ^[1]

$74,119,109

Total economic resources.

Total Loans ^[1]

$39,105,495

Total value of outstanding loans.

Total Deposits ^[1]

$64,525,212

Total funds deposited by members.

Members ^[1]

4,622

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -8.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

31 Lynn Ave

Oxford, OH, 45056

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 3 branches reported by MIAMI UNIVERSITY COMMUNITY (Charter #19678).

Main Office

Miami University Community Federal Credit Union Main Office

Type: Corporate Office

31 Lynn Ave

Oxford, OH 45056

Phone: (513) 523-8888

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Hamilton