SOFTITE COMMUNITY Credit Union Profile

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SOFTITE COMMUNITY

Charter #19433 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 633-2103

Fax: (740) 633-3304

Founding Date: N/A

Website: https://www.softitecfcu.com

Personnel & Operations

President: Lepic, James

Manager: Fankhouser, Pam

FT Employees: 9

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Monday - Wednesday: Drive Thru: 8:00 am t

Credit Union Profile Summary

SOFTITE COMMUNITY is a FCU Credit Union. With a total of 3,861 members [1], this institution manages approximately $35,641,156 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.11% [1].

Financial Snapshot

Total Assets [1]
$35,641,156

Total economic resources.

Total Loans [1]
$17,356,381

Total value of outstanding loans.

Total Deposits [1]
$30,208,522

Total funds deposited by members.

Members [1]
3,861

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1201 S Zane Hwy

Martins Ferry, OH, 43935-1965
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by SOFTITE COMMUNITY (Charter #19433).

Main Office

Softite Community FCU Main Office

Type: Corporate Office

1201 S Zane Hwy

Martins Ferry, OH 43935-1965

Phone: (740) 633-2103

Services: Member Services, Drive-Thru

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Additional Branches

Mingo Junction

Softite Community Federal Credit Union

Type: Branch Office

100 Longview Ave

Mingo Junction, OH 43938

Phone: (740) 314-8965

Services: Member Services, ATM, Drive-Thru

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