YORK EDUCATIONAL Credit Union Profile

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YORK EDUCATIONAL

Charter #19429 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (717) 843-1153

Fax: (717) 845-5896

Founding Date: N/A

Website: http://www.yefcu.org

Personnel & Operations

President: Hammond, Joan

Manager: Mohn, Pamala

FT Employees: 11

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 4

Hours: Monday thru Thursday: 8:00 am 5:00pm Fri

Credit Union Profile Summary

YORK EDUCATIONAL is a FCU Credit Union. With a total of 2,726 members [1], this institution manages approximately $44,922,505 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.66% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.23% [1].

Financial Snapshot

Total Assets [1]
$44,922,505

Total economic resources.

Total Loans [1]
$18,577,209

Total value of outstanding loans.

Total Deposits [1]
$39,682,737

Total funds deposited by members.

Members [1]
2,726

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
18.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1601 S Queen St

York, PA, 17403-4630

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by YORK EDUCATIONAL (Charter #19429).

Main Office

Main Office Main Office

Type: Corporate Office

1601 S Queen St

York, PA 17403-4630

Phone: (717) 843-1153

Services: Member Services, ATM

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