SHELL Credit Union Profile

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SHELL

Charter #1941 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 844-1100

Fax:

Founding Date: N/A

Website: http://www.shellfcu.org

Personnel & Operations

President: Esquivel, Ben

Manager: Rodriguez, Jose

FT Employees: 454

PT Employees: 46

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 14

Hours:

Credit Union Profile Summary

SHELL is a FCU Credit Union. With a total of 157,213 members [1], this institution manages approximately $1,906,832,115 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.22% [1].

Financial Snapshot

Total Assets [1]
$1,906,832,115

Total economic resources.

Total Loans [1]
$1,459,743,418

Total value of outstanding loans.

Total Deposits [1]
$1,614,349,716

Total funds deposited by members.

Members [1]
157,213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 E 13th St

Deer Park, TX, 77536-3260

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 11 branches reported by SHELL (Charter #1941).

Main Office

Deer Park Main Office

Type: Corporate Office

301 E 13th St

Deer Park, TX 77536

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baytown

Baytown

Type: Branch Office

7235 John Martin Road

Baytown, TX 77521

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Houston

Bay Area

Type: Branch Office

1600 Bay Area Blvd

Houston, TX 77058

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pearland

Type: Branch Office

11391 Monroe Rd

Houston, TX 77075-4877

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Woodforest

Type: Branch Office

5544 E Sam Houston Pkwy N

Houston, TX 77015-3263

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Humble

Wilson

Type: Branch Office

4787 Wilson Rd

Humble, TX 77396

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Katy

Katy

Type: Branch Office

23125 Morton Ranch Rd

Katy, TX 77449

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

La Porte

La Porte

Type: Branch Office

11526 Spencer Hwy

La Porte, TX 77571

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pasadena

Fairmont

Type: Branch Office

5133 Fairmont Pkwy

Pasadena, TX 77505

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Southmore

Type: Branch Office

401 Southmore Ave

Pasadena, TX 77502

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Spring

Spring

Type: Branch Office

6232 FM 2920 Rd

Spring, TX 77379-3454

Phone: (713) 844-1100

Services: Member Services, ATM, Drive-Thru

Open in Directions