CATTARAUGUS COUNTY EMPLOYEES Credit Union Profile

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CATTARAUGUS COUNTY EMPLOYEES

Charter #19027 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 938-6071

Fax: (716) 938-6144

Founding Date: N/A

Website: http://www.cattcountyefcu.com

Personnel & Operations

President: Riley, Laura

Manager: Fellows, Anita

FT Employees: 4

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 0

Hours: Monday - Friday 9:00 am - 5:00 pm

Credit Union Profile Summary

CATTARAUGUS COUNTY EMPLOYEES is a FCU Credit Union. With a total of 1,624 members [1], this institution manages approximately $18,034,319 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.46% [1].

Financial Snapshot

Total Assets [1]
$18,034,319

Total economic resources.

Total Loans [1]
$10,346,917

Total value of outstanding loans.

Total Deposits [1]
$15,969,529

Total funds deposited by members.

Members [1]
1,624

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Fair Oak St

Little Valley, NY, 14755
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CATTARAUGUS COUNTY EMPLOYEES (Charter #19027).

Main Office

Cattaraugus County Emps. FCU Main Office

Type: Corporate Office

100 Fair Oak St

Little Valley, NY 14755

Phone: (716) 938-6071

Services: None specified

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