CAL-COM Credit Union Profile

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CAL-COM

Charter #18935 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 552-7476

Fax: (361) 552-6663

Founding Date: N/A

Website: http://www.calcomfcu.org

Personnel & Operations

President: Mageluzzo, John

Manager: Rodriguez, Jessie

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 9 - 5 M - F, 9 - 5:30 Th, 8:30 - 12:00 n

Credit Union Profile Summary

CAL-COM is a FCU Credit Union. With a total of 16,154 members [1], this institution manages approximately $223,028,711 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.90% [1].

Financial Snapshot

Total Assets [1]
$223,028,711

Total economic resources.

Total Loans [1]
$121,381,055

Total value of outstanding loans.

Total Deposits [1]
$197,293,768

Total funds deposited by members.

Members [1]
16,154

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 13.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1401 N Virginia ST

Port Lavaca, TX, 77979
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by CAL-COM (Charter #18935).

Main Office

Cal-Com Federal Credit Union Main Office

Type: Corporate Office

1401 N Virginia ST

Port Lavaca, TX 77979

Phone: (361) 552-7476

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Victoria

Cal-Com Federal Credit Union

Type: Branch Office

3802 N Navarro St

Victoria, TX 77901

Phone: (361) 572-3369

Services: Member Services, ATM, Drive-Thru

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Cal-Com Federal Credit Union

Type: Branch Office

2807 John Stockbauer Dr

Victoria, TX 77901

Phone: (361) 579-9929

Services: Member Services, ATM, Drive-Thru

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