HENRICO Credit Union Profile

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HENRICO

Charter #18175 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 266-0290

Fax: (804) 545-7822

Founding Date: N/A

Website: http://www.henricofcu.org

Personnel & Operations

President: Rosenbaum, Henry

Manager: Williams, Christopher

FT Employees: 83

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: M, T, Th, F = 9:00 am - 6:00 pm W = 10:00

Credit Union Profile Summary

HENRICO is a FCU Credit Union. With a total of 31,286 members ^[1], this institution manages approximately $465,475,561 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.29% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.40% ^[1].

Financial Snapshot

Total Assets ^[1]

$465,475,561

Total economic resources.

Total Loans ^[1]

$286,221,542

Total value of outstanding loans.

Total Deposits ^[1]

$418,921,237

Total funds deposited by members.

Members ^[1]

31,286

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

68.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 11.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9401 W Broad St

Henrico, VA, 23294

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Type: Branch Office

3820 Nine Mile Rd

Richmond, VA 23223

Phone: (804) 266-0290

Services: Member Services, ATM

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