MONTOURSVILLE AREA Credit Union Profile

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MONTOURSVILLE AREA

Charter #18144 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 368-7401

Fax: (570) 368-7404

Founding Date: N/A

Website: http://www.montoursvilleareafcu.com

Personnel & Operations

President: Feerrar, Eric

Manager: Kaiser, Karen

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY, TUESDAY, THURSDAY - 9:00 TO 5:00 WE

Credit Union Profile Summary

MONTOURSVILLE AREA is a FCU Credit Union. With a total of 686 members [1], this institution manages approximately $5,417,583 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.47% [1].

Financial Snapshot

Total Assets [1]
$5,417,583

Total economic resources.

Total Loans [1]
$1,836,261

Total value of outstanding loans.

Total Deposits [1]
$4,696,401

Total funds deposited by members.

Members [1]
686

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

999 N LOYALSOCK AVE STE A

MONTOURSVILLE, PA, 17754
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MONTOURSVILLE AREA (Charter #18144).

Main Office

Corporate Office Main Office

Type: Corporate Office

999 N Loyalsock Ave Ste A

Montoursville, PA 17754

Phone: (570) 368-7401

Services: Member Services

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