AUSTIN Credit Union Profile

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AUSTIN

Charter #17955 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 444-6419

Fax: (512) 444-6474

Founding Date: N/A

Website: http://www.austinfcu.com

Personnel & Operations

President: Jones, Ronald

Manager: Bayer, Melinda

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY TO FIRDAY 9AM TO 5PM IN THE LOBBY, 7

Credit Union Profile Summary

AUSTIN is a FCU Credit Union. With a total of 2,612 members [1], this institution manages approximately $37,540,785 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.03% [1].

Financial Snapshot

Total Assets [1]
$37,540,785

Total economic resources.

Total Loans [1]
$20,338,811

Total value of outstanding loans.

Total Deposits [1]
$33,915,848

Total funds deposited by members.

Members [1]
2,612

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-17.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.99%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1900 WOODWARD ST

AUSTIN, TX, 78741

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by AUSTIN (Charter #17955).

Main Office

Main Branch Main Office

Type: Corporate Office

1900 Woodward St

Austin, TX 78741

Phone: (512) 444-6419

Services: Member Services, ATM, Drive-Thru

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