EVOLVE Credit Union Profile

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EVOLVE

Charter #1792 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (915) 593-5866

Fax: (915) 593-1798

Founding Date: N/A

Website: http://WWW.evolveFCU.ORG

Personnel & Operations

President: Raya, Ginger

Manager: Walters, Kenneth

FT Employees: 76

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 9

Hours: 8:30 to 5:30

Credit Union Profile Summary

EVOLVE is a FCU Credit Union. With a total of 14,509 members ^[1], this institution manages approximately $321,735,981 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.12% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.07% ^[1].

Financial Snapshot

Total Assets ^[1]

$321,735,981

Total economic resources.

Total Loans ^[1]

$211,434,316

Total value of outstanding loans.

Total Deposits ^[1]

$284,170,164

Total funds deposited by members.

Members ^[1]

14,509

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

74.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -2.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8840 Gazelle Dr

El Paso, TX, 79925

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by EVOLVE (Charter #1792).

Main Office

Evolve FCU Administration Main Office

Type: Corporate Office

8820 Gazelle Dr

El Paso, TX 79925

Phone: (915) 593-5866

Services: None specified

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Additional Branches

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