VANTAGE POINT Credit Union Profile

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VANTAGE POINT

Charter #17630 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 541-1473

Fax: (804) 458-6573

Founding Date: N/A

Website: http://www.VANTAGEPOINTFCU.ORG

Personnel & Operations

President: EMERSON, KENNETH

Manager: Speight, Elizabeth

FT Employees: 7

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M -F 9-5 LOBBY 9-6 DRIVE THRU SAT. 9-2 DRI

Credit Union Profile Summary

VANTAGE POINT is a FCU Credit Union. With a total of 2,985 members [1], this institution manages approximately $42,703,116 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.53% [1].

Financial Snapshot

Total Assets [1]
$42,703,116

Total economic resources.

Total Loans [1]
$16,819,334

Total value of outstanding loans.

Total Deposits [1]
$35,266,207

Total funds deposited by members.

Members [1]
2,985

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3600 OAKLAWN BLVD

HOPEWELL, VA, 23860
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by VANTAGE POINT (Charter #17630).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

3600 OAKLAWN BLVD

Hopewell, VA 23860

Phone: (804) 541-1473

Services: Member Services

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Additional Branches

Hagerstown

VITAL RECORDS DISASTER RECOVERY SITE

Type: Corporate Office

18450 Showalter Rd Ste 113

Hagerstown, MD 21742-1383

Services: None specified

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