USALLIANCE Credit Union Profile

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USALLIANCE

Charter #17587 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (914) 921-0500

Fax: (914) 881-3468

Founding Date: N/A

Website: http://www.USAlliance.org

Personnel & Operations

President: Palma, Carla

Manager: Zhu, Harry

FT Employees: 279

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 11.06%

Membership Type: 98

Branches: 8

Hours: M-F 8:15- 5:00

Credit Union Profile Summary

USALLIANCE is a FCU Credit Union. With a total of 188,924 members ^[1], this institution manages approximately $3,217,844,370 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.23% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.49% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,217,844,370

Total economic resources.

Total Loans ^[1]

$2,888,329,861

Total value of outstanding loans.

Total Deposits ^[1]

$2,426,044,048

Total funds deposited by members.

Members ^[1]

188,924

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

119.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

411 Theodore Fremd Ave, Suite 350

Rye, NY, 10580

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Type: Branch Office

1 Atwood Pl

West Haven, CT 06516-2047

Phone: (914) 921-0500

Services: Member Services

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