STEEL VALLEY Credit Union Profile

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STEEL VALLEY

Charter #17555 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (216) 741-9430

Fax: (216) 741-2670

Founding Date: N/A

Website: HTTP://WWW.STEELVALLEYFCU.ORG

Personnel & Operations

President: Melaragno, Joann

Manager: Caraballo, Irwin

FT Employees: 6

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 1

Hours: Monday - Thursday 9AM-4:30PM Friday 9:00AM

Credit Union Profile Summary

STEEL VALLEY is a FCU Credit Union. With a total of 3,300 members [1], this institution manages approximately $22,246,933 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.47% [1].

Financial Snapshot

Total Assets [1]
$22,246,933

Total economic resources.

Total Loans [1]
$11,221,970

Total value of outstanding loans.

Total Deposits [1]
$19,835,524

Total funds deposited by members.

Members [1]
3,300

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3840 Pearl Rd

Cleveland, OH, 44109-2751
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by STEEL VALLEY (Charter #17555).

Main Office

Cleveland Main Office

Type: Corporate Office

3840 Pearl Rd

Cleveland, OH 44109-2751

Phone: (216) 741-9430

Services: Member Services, ATM

Open in Directions

Additional Branches

Cleveland

Metro

Type: Branch Office

2500 Metrohealth Dr

Cleveland, OH 44109-1900

Phone: (216) 741-9430

Services: Member Services, ATM

Open in Directions