LOCKPORT SCHOOLS & COMMUNITY Credit Union Profile

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LOCKPORT SCHOOLS & COMMUNITY

Charter #17372 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 433-7740

Fax: (716) 433-7757

Founding Date: N/A

Website: https://www.lscfcu.org

Personnel & Operations

President: Hamluk, Valerie

Manager: Dodge, Tammy

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY THRU FRIDAY 9:30 AM TO 4:30 PM, ADJU

Credit Union Profile Summary

LOCKPORT SCHOOLS & COMMUNITY is a FCU Credit Union. With a total of 1,687 members [1], this institution manages approximately $25,096,539 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.47% [1].

Financial Snapshot

Total Assets [1]
$25,096,539

Total economic resources.

Total Loans [1]
$15,827,548

Total value of outstanding loans.

Total Deposits [1]
$22,987,091

Total funds deposited by members.

Members [1]
1,687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

360 S TRANSIT ST

LOCKPORT, NY, 14094-4848
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by LOCKPORT SCHOOLS & COMMUNITY (Charter #17372).

Main Office

Lockport Schools FCU Main Office

Type: Corporate Office

360 S Transit St

Lockport, NY 14094-4848

Phone: (716) 433-7740

Services: Member Services

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Additional Branches

Lockport

Temporary Location

Type: Branch Office

175 Walnut St Ste 5

Lockport, NY 14094-3775

Phone: (716) 433-7740

Services: Member Services

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