S AND J SCHOOL EMPLOYEES Credit Union Profile

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S AND J SCHOOL EMPLOYEES

Charter #17331 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 266-6354

Fax: (740) 266-2778

Founding Date: N/A

Website: https://www.sjschoolsfcu.com

Personnel & Operations

President: Fisher, Timothy

Manager: Callahan, Lisa

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Normal Hours: Monday - Friday 10:30 am to

Credit Union Profile Summary

S AND J SCHOOL EMPLOYEES is a FCU Credit Union. With a total of 640 members [1], this institution manages approximately $3,120,339 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.52% [1].

Financial Snapshot

Total Assets [1]
$3,120,339

Total economic resources.

Total Loans [1]
$2,060,482

Total value of outstanding loans.

Total Deposits [1]
$2,790,222

Total funds deposited by members.

Members [1]
640

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

734 Main St

Wintersville, OH, 43953
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by S AND J SCHOOL EMPLOYEES (Charter #17331).

Main Office

S and J School Employees FCU Main Office

Type: Corporate Office

734 Main St

Wintersville, OH 43953

Phone: (740) 266-6354

Services: Member Services

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