SEMINOLE PUBLIC SCHOOLS Credit Union Profile

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SEMINOLE PUBLIC SCHOOLS

Charter #17154 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 758-3942

Fax:

Founding Date: N/A

Personnel & Operations

President: Turner, Gaynette

Manager: Morton, Karla

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: 8:00am through 4:30pm Monday-Friday

Credit Union Profile Summary

SEMINOLE PUBLIC SCHOOLS is a FCU Credit Union. With a total of 731 members [1], this institution manages approximately $7,523,712 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 21.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.61% [1].

Financial Snapshot

Total Assets [1]
$7,523,712

Total economic resources.

Total Loans [1]
$2,658,737

Total value of outstanding loans.

Total Deposits [1]
$5,804,961

Total funds deposited by members.

Members [1]
731

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-13.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

207 SW 6th St

Seminole, TX, 79360

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SEMINOLE PUBLIC SCHOOLS (Charter #17154).

Main Office

CU office Main Office

Type: Corporate Office

207 SW 6th St

Seminole, TX 79360

Phone: (432) 758-3942

Services: Member Services

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