PEAR ORCHARD Credit Union Profile

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PEAR ORCHARD

Charter #17105 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 842-4343

Fax: (409) 842-4804

Founding Date: N/A

Personnel & Operations

President: Thomas, Walter

Manager: James, David

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 54

Branches: 1

Hours: Monday-Friday 1-5 pm Tuesday

Credit Union Profile Summary

PEAR ORCHARD is a FCU Credit Union. With a total of 315 members [1], this institution manages approximately $943,458 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -24.14% [1].

Financial Snapshot

Total Assets [1]
$943,458

Total economic resources.

Total Loans [1]
$516,289

Total value of outstanding loans.

Total Deposits [1]
$727,221

Total funds deposited by members.

Members [1]
315

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-14.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-24.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3390 Sarah St

Beaumont, TX, 77705-3022

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PEAR ORCHARD (Charter #17105).

Main Office

Main Office Main Office

Type: Corporate Office

3390 Sarah St

Beaumont, TX 77705-3022

Phone: (409) 842-4343

Services: Member Services

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