PARKS HERITAGE Credit Union Profile

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PARKS HERITAGE

Charter #16933 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 926-4700

Fax: (518) 926-4707

Founding Date: N/A

Website: http://www.parksheritagefcu.org

Personnel & Operations

President: Patnode, Christopher

Manager: Bell, Csilla

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 7:00AM - 4:00PM MONDAY, TUESDAY, WEDNESDAY,

Credit Union Profile Summary

PARKS HERITAGE is a FCU Credit Union. With a total of 3,911 members [1], this institution manages approximately $39,470,255 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.50% [1].

Financial Snapshot

Total Assets [1]
$39,470,255

Total economic resources.

Total Loans [1]
$22,478,537

Total value of outstanding loans.

Total Deposits [1]
$32,928,143

Total funds deposited by members.

Members [1]
3,911

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5 MURRAY ST

GLENS FALLS, NY, 12801
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by PARKS HERITAGE (Charter #16933).

Main Office

Parks Heritage Federal Credit Union Main Office

Type: Corporate Office

5 Murray St

Glens Falls, NY 12801

Phone: (518) 926-4700

Services: Member Services

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Additional Branches

Sandy

Computer Marketing Corp.

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070-6422

Phone: (801) 365-5000

Services: None specified

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