CAPROCK Credit Union Profile

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CAPROCK

Charter #16813 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 872-5151

Fax: (806) 872-3363

Founding Date: N/A

Website: http://WWW.CAPROCKCU.COM

Personnel & Operations

President: Garza, Dionicio

Manager: Hansard, Dale

FT Employees: 12

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:30 AM - 4L00 P.M. MONDAY - FRIDAY

Credit Union Profile Summary

CAPROCK is a FCU Credit Union. With a total of 3,053 members [1], this institution manages approximately $39,057,641 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.71% [1].

Financial Snapshot

Total Assets [1]
$39,057,641

Total economic resources.

Total Loans [1]
$27,082,177

Total value of outstanding loans.

Total Deposits [1]
$34,064,968

Total funds deposited by members.

Members [1]
3,053

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

709 N 1ST ST

LAMESA, TX, 79331
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CAPROCK (Charter #16813).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

709 N 1ST ST

Lamesa, TX 79331

Phone: (806) 872-5151

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Seminole

CAPROCK FEDERAL CREDIT UNION SEMINOLE

Type: Branch Office

116 SW Avenue B

Seminole, TX 79360-4319

Phone: (806) 872-5151

Services: Member Services

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