VALLEY ONE COMMUNITY Credit Union Profile

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VALLEY ONE COMMUNITY

Charter #16756 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 264-1402

Fax: (740) 346-0135

Founding Date: N/A

Website: https://www.valleyonecfcu.com

Personnel & Operations

President: Diloretta, Joseph

Manager: McNeil, Thomas

FT Employees: 5

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Friday 9am to 4:30pm (Main Office)

Credit Union Profile Summary

VALLEY ONE COMMUNITY is a FCU Credit Union. With a total of 3,746 members [1], this institution manages approximately $38,338,700 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.59% [1].

Financial Snapshot

Total Assets [1]
$38,338,700

Total economic resources.

Total Loans [1]
$9,419,363

Total value of outstanding loans.

Total Deposits [1]
$33,766,561

Total funds deposited by members.

Members [1]
3,746

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
27.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2990 Johnson Road

Steubenville, OH, 43952
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VALLEY ONE COMMUNITY (Charter #16756).

Main Office

Main Office Main Office

Type: Corporate Office

2990 Johnson Road

Steubenville, OH 43952

Phone: (740) 264-1402

Services: Member Services, ATM, Drive-Thru

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