COBBLESTONE COUNTRY Credit Union Profile

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COBBLESTONE COUNTRY

Charter #16672 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 589-5286

Fax: (585) 589-1320

Founding Date: N/A

Website: http://www.cobblestonecountryfcu.co

Personnel & Operations

President: Hale Jr, Wayne

Manager: Ranallo, Christine

FT Employees: 4

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon 8:00-5:00, Tues and Thurs 8:00-4:00, We

Credit Union Profile Summary

COBBLESTONE COUNTRY is a FCU Credit Union. With a total of 2,663 members [1], this institution manages approximately $22,948,007 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.79% [1].

Financial Snapshot

Total Assets [1]
$22,948,007

Total economic resources.

Total Loans [1]
$16,250,084

Total value of outstanding loans.

Total Deposits [1]
$19,878,813

Total funds deposited by members.

Members [1]
2,663

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 17.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 14.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

299 West Ave

Albion, NY, 14411
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COBBLESTONE COUNTRY (Charter #16672).

Main Office

Cobblestone Country FCU Main Office

Type: Corporate Office

299 West Ave

Albion, NY 14411

Phone: (585) 589-5286

Services: Member Services, Drive-Thru

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