PATRIOT Credit Union Profile

Showing details for PATRIOT Credit Union.

Home > PA > PATRIOT

PATRIOT

Charter #16574 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (717) 263-4444

Fax: (717) 263-8684

Founding Date: N/A

Website: http://www.patriotfcu.org

Personnel & Operations

President: Coons, Dennis

Manager: Celaschi, Ron

FT Employees: 212

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 12

Hours: LOBBY: M-W, 8:30 A.M. - 4:30 P.M., THURS. 8

Credit Union Profile Summary

PATRIOT is a FCU Credit Union. With a total of 80,241 members ^[1], this institution manages approximately $1,218,771,955 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.59% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.42% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,218,771,955

Total economic resources.

Total Loans ^[1]

$923,206,223

Total value of outstanding loans.

Total Deposits ^[1]

$1,085,248,806

Total funds deposited by members.

Members ^[1]

80,241

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

85.07%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 WAYNE AVE

CHAMBERSBURG, PA, 17201-3810

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 12 branches reported by PATRIOT (Charter #16574).

Main Office

Corporate Office Main Office

Type: Corporate Office

800 Wayne Ave

Chambersburg, PA 17201-3810

Phone: (717) 263-4444

Services: Member Services, ATM

Open in Directions

Additional Branches

Open in Directions

Frederick

Ballenger Creek Branch

Type: Branch Office

Waynesboro Financial Services Center

Type: Branch Office

10933 Buchanan Trl E

Waynesboro, PA 17268

Phone: (717) 263-4444

Services: Member Services, ATM, Drive-Thru

Open in Directions