MOUNT CARMEL BAPTIST Credit Union Profile

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MOUNT CARMEL BAPTIST

Charter #16525 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (215) 471-8514

Fax: (215) 472-2051

Founding Date: N/A

Personnel & Operations

President: Powell, Judith

Manager: Tuck, Wanda

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: Monday Wednesday & Friday 10:00 AM to 2:00

Credit Union Profile Summary

MOUNT CARMEL BAPTIST is a FCU Credit Union. With a total of 103 members [1], this institution manages approximately $709,587 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.70% [1].

Financial Snapshot

Total Assets [1]
$709,587

Total economic resources.

Total Loans [1]
$50,321

Total value of outstanding loans.

Total Deposits [1]
$536,293

Total funds deposited by members.

Members [1]
103

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
9.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5800 Race St

Philadelphia, PA, 19139

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MOUNT CARMEL BAPTIST (Charter #16525).

Main Office

Mt Carmel Main Office

Type: Corporate Office

5800 Race St

Philadelphia, PA 19139

Phone: (215) 471-8514

Services: Member Services

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