SCHENECTADY COUNTY EMPLOYEES Credit Union Profile

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SCHENECTADY COUNTY EMPLOYEES

Charter #16278 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 374-3830

Fax: (518) 374-3899

Founding Date: N/A

Website: http://www.schcofcu.org

Personnel & Operations

President: Dantz, Robert

Manager: Albert, Denelle

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: 9am - 4pm Monday thru Friday 9am - 4:30pm

Credit Union Profile Summary

SCHENECTADY COUNTY EMPLOYEES is a FCU Credit Union. With a total of 650 members [1], this institution manages approximately $5,447,498 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.61% [1].

Financial Snapshot

Total Assets [1]
$5,447,498

Total economic resources.

Total Loans [1]
$3,788,448

Total value of outstanding loans.

Total Deposits [1]
$5,054,102

Total funds deposited by members.

Members [1]
650

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

388 Broadway

Schenectady, NY, 12305
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SCHENECTADY COUNTY EMPLOYEES (Charter #16278).

Main Office

Schenectady County EFCU Main Office

Type: Corporate Office

388 Broadway

Schenectady, NY 12305

Phone: (518) 374-3830

Services: Member Services

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