CANANDAIGUA Credit Union Profile

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CANANDAIGUA

Charter #16176 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 394-2436

Fax: (585) 394-2837

Founding Date: N/A

Website: https://www.canandaiguafcu.com

Personnel & Operations

President: DeSalvo, Sam

Manager: Davis, Holly

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: M-THURS. 9AM-4PM FRIDAY 9AM-6PM SATURDAY

Credit Union Profile Summary

CANANDAIGUA is a FCU Credit Union. With a total of 2,049 members [1], this institution manages approximately $28,778,944 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.89% [1].

Financial Snapshot

Total Assets [1]
$28,778,944

Total economic resources.

Total Loans [1]
$10,604,648

Total value of outstanding loans.

Total Deposits [1]
$24,144,571

Total funds deposited by members.

Members [1]
2,049

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3210 EASTERN BLVD

CANANDAIGUA, NY, 14424

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CANANDAIGUA (Charter #16176).

Main Office

Canandaigua FCU Main Office

Type: Corporate Office

3210 Eastern Blvd

Canandaigua, NY 14424

Phone: (585) 394-2436

Services: Member Services, ATM

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