WESTERN NEW YORK Credit Union Profile

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WESTERN NEW YORK

Charter #16042 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 771-5000

Fax: (716) 675-9644

Founding Date: N/A

Website: HTTP://WWW.WNYFCU.COM

Personnel & Operations

President: Henry, Michael

Manager: Betti, Marie

FT Employees: 14

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday- Friday 8:30am- 5:00pm Saturday- 9:0

Credit Union Profile Summary

WESTERN NEW YORK is a FCU Credit Union. With a total of 9,263 members [1], this institution manages approximately $88,142,781 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.28% [1].

Financial Snapshot

Total Assets [1]
$88,142,781

Total economic resources.

Total Loans [1]
$51,152,305

Total value of outstanding loans.

Total Deposits [1]
$78,397,881

Total funds deposited by members.

Members [1]
9,263

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1937 Union Rd

West Seneca, NY, 14224

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WESTERN NEW YORK (Charter #16042).

Main Office

Main Office Main Office

Type: Corporate Office

1937 Union Rd

West Seneca, NY 14224

Phone: (716) 771-5000

Services: Member Services, ATM, Drive-Thru

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