TROY Credit Union Profile

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TROY

Charter #15928 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 272-1688

Fax: (518) 272-9387

Founding Date: N/A

Personnel & Operations

President: WILLSON, CHARLES

Manager: GORDON, KEVIN

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: TUESDAY AND THURSDAY 10AM TO2PM

Credit Union Profile Summary

TROY is a FCU Credit Union. With a total of 511 members [1], this institution manages approximately $3,430,949 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.49% [1].

Financial Snapshot

Total Assets [1]
$3,430,949

Total economic resources.

Total Loans [1]
$2,005,338

Total value of outstanding loans.

Total Deposits [1]
$2,844,419

Total funds deposited by members.

Members [1]
511

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2175 6TH AVE

TROY, NY, 12180

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by TROY (Charter #15928).

Main Office

TROY FEDERAL CREDIT UNION Main Office

Type: Corporate Office

2175 6TH AVE

Troy, NY 12180

Phone: (518) 272-1688

Services: Member Services

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