SOUTHLAND Credit Union Profile

Showing details for SOUTHLAND Credit Union.

Home > TX > SOUTHLAND

SOUTHLAND

Charter #15815 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (936) 639-2311

Fax: (936) 639-9854

Founding Date: N/A

Website: http://www.southlandfcu.com

Personnel & Operations

President: Edmonson, Tommy

Manager: Harvey, Kathy

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:30am - 5:30pm Monday - Friday 9:00am - N

Credit Union Profile Summary

SOUTHLAND is a FCU Credit Union. With a total of 6,938 members [1], this institution manages approximately $85,137,304 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.01% [1].

Financial Snapshot

Total Assets [1]
$85,137,304

Total economic resources.

Total Loans [1]
$41,842,831

Total value of outstanding loans.

Total Deposits [1]
$72,947,538

Total funds deposited by members.

Members [1]
6,938

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2601 S John Redditt Dr

Lufkin, TX, 75904-5624
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by SOUTHLAND (Charter #15815).

Main Office

Main Office Main Office

Type: Corporate Office

2601 S John Redditt Dr

Lufkin, TX 75904-5624

Phone: (936) 639-2311

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Crockett

Crockett Branch

Type: Branch Office

1524 E Houston Ave

Crockett, TX 75835

Phone: (936) 544-3164

Services: Member Services, ATM, Drive-Thru

Open in Directions