UNIFY FINANCIAL Credit Union Profile

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UNIFY FINANCIAL

Charter #15732 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (913) 905-7000

Fax: (913) 905-7070

Founding Date: N/A

Website: http://www.unifyfcu.com

Personnel & Operations

President: Shepard, David

Manager: Ginter, Lisa

FT Employees: 473

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 14.18%

Membership Type: 44

Branches: 37

Hours: M-F 9:00 am - 5:00 pm

Credit Union Profile Summary

UNIFY FINANCIAL is a FCU Credit Union. With a total of 244,424 members ^[1], this institution manages approximately $3,485,072,900 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.81% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.56% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,485,072,900

Total economic resources.

Total Loans ^[1]

$2,657,969,269

Total value of outstanding loans.

Total Deposits ^[1]

$3,064,990,061

Total funds deposited by members.

Members ^[1]

244,424

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -11.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -5.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9777 Ridge Dr

Lenexa, KS, 66219

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 50 branches reported by UNIFY FINANCIAL (Charter #15732).

Main Office

Headquarters Main Office

Type: Corporate Office

740 N Watters Rd

Suite 170

Allen, TX 75013

Phone: (877) 254-9328

Services: None specified

UNIFY FINANCIAL Credit Union Profile

UNIFY FINANCIAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

Allen

Allentown

Alpharetta

Ann Arbor

Augusta

Bentonville

Blue Springs

Brentwood

Buffalo

Camarillo

Collegedale

Concord

El Paso

Fayetteville

Frisco

Georgetown

Glendale

Hawthorne

Hebron

Huntington Beach

Huntsville

Irvine

Lakewood

Las Vegas

Los Angeles

Lowell

Madison

Maitland

Mesa

Montebello

Norfolk

Oakland

Plano

Princeton

Redondo Beach

Rogers

Roseland

Saline

San Antonio

San Bruno

Santa Ana

Siloam Springs

Springdale

Tempe

Torrance

Tustin

Ventura