SEA COMM Credit Union Profile

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SEA COMM

Charter #15672 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 764-0566

Fax: (315) 764-0152

Founding Date: N/A

Website: http://www.seacomm.org

Personnel & Operations

President: Burns, Myron

Manager: Wilson, Scott

FT Employees: 127

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 29.54%

Membership Type: 66

Branches: 9

Hours: 8-5 M-TH 8-6 F 9-12 S

Credit Union Profile Summary

SEA COMM is a FCU Credit Union. With a total of 55,870 members ^[1], this institution manages approximately $760,409,028 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.86% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.66% ^[1].

Financial Snapshot

Total Assets ^[1]

$760,409,028

Total economic resources.

Total Loans ^[1]

$428,067,331

Total value of outstanding loans.

Total Deposits ^[1]

$636,786,051

Total funds deposited by members.

Members ^[1]

55,870

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

16.86%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

67.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -4.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

30 STEARNS ST

MASSENA, NY, 13662-2310

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by SEA COMM (Charter #15672).

Main Office

30 Stearns St. Main Office

Type: Corporate Office

Type: Branch Office

605 Coffeen St

Watertown, NY 13601

Phone: (315) 782-6476

Services: Member Services

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