H E B Credit Union Profile

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H E B

Charter #15650 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (210) 938-7850

Fax: (210) 938-7864

Founding Date: N/A

Website: https://www.hebfcu.org

Personnel & Operations

President: Carroll, John

Manager: Ford, Don

FT Employees: 33

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 1

Hours: Office Hours: 9am-5pm Telephone Hours: 24-H

Credit Union Profile Summary

H E B is a FCU Credit Union. With a total of 12,245 members [1], this institution manages approximately $209,410,706 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.51% [1].

Financial Snapshot

Total Assets [1]
$209,410,706

Total economic resources.

Total Loans [1]
$147,303,029

Total value of outstanding loans.

Total Deposits [1]
$166,406,485

Total funds deposited by members.

Members [1]
12,245

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.78%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4630 N Loop 1604 W Ste 101

San Antonio, TX, 78249

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by H E B (Charter #15650).

Main Office

San Antonio Service Center Main Office

Type: Corporate Office

4630 N Loop 1604 W Ste 101

San Antonio, TX 78249

Phone: (210) 938-7850

Services: Member Services

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