AFGM ENTERPRISES Credit Union Profile

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AFGM ENTERPRISES

Charter #15618 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 634-3636

Fax: (716) 276-6966

Founding Date: N/A

Website: https://www.afgmentfcu.com

Personnel & Operations

President: PALUMBO, STEPHANIE

Manager: Fialkiewicz, Pamela

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: M-T-TH-FR 9AM--4PM CLOSED WED & WEEKENDS

Credit Union Profile Summary

AFGM ENTERPRISES is a FCU Credit Union. With a total of 1,212 members [1], this institution manages approximately $12,730,841 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 25.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.66% [1].

Financial Snapshot

Total Assets [1]
$12,730,841

Total economic resources.

Total Loans [1]
$9,626,686

Total value of outstanding loans.

Total Deposits [1]
$9,415,268

Total funds deposited by members.

Members [1]
1,212

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
102.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-13.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

132 Cayuga Rd

Cheektowaga, NY, 14225

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by AFGM ENTERPRISES (Charter #15618).

Main Office

MaiN Office Main Office

Type: Corporate Office

132 Cayuga Rd

Cheektowaga, NY 14225

Phone: (716) 634-3636

Services: Member Services

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