KERR COUNTY Credit Union Profile

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KERR COUNTY

Charter #1558 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (830) 896-6801

Fax: (830) 896-6804

Founding Date: N/A

Website: https://www.kerrcountyfcu.com

Personnel & Operations

President: Graves, Lou

Manager: Hill, Angela

FT Employees: 47

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 4

Hours: 9-5 lobby Monday - Friday 8:30-5:30 drive t

Credit Union Profile Summary

KERR COUNTY is a FCU Credit Union. With a total of 13,762 members [1], this institution manages approximately $156,232,792 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.63% [1].

Financial Snapshot

Total Assets [1]
$156,232,792

Total economic resources.

Total Loans [1]
$114,657,408

Total value of outstanding loans.

Total Deposits [1]
$136,897,569

Total funds deposited by members.

Members [1]
13,762

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.89%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

500 Main St

Kerrville, TX, 78028-5380
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by KERR COUNTY (Charter #1558).

Main Office

Central Branch Main Office

Type: Corporate Office

500 Main St

Kerrville, TX 78028-5380

Phone: (830) 896-6801

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Junction

Junction Branch

Type: Branch Office

2200 Main St

Junction, TX 76849

Phone: (325) 446-9300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kerrville

KERRVILLE - MAIN

Type: Branch Office

3700 Memorial Blvd

Kerrville, TX 78028-5710

Phone: (830) 896-6800

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Branch

Type: Branch Office

2335 Junction Hwy

Kerrville, TX 78028

Phone: (830) 896-6808

Services: Member Services, ATM, Drive-Thru

Open in Directions