PAGODA Credit Union Profile

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PAGODA

Charter #15532 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 373-3840

Fax: (610) 373-4479

Founding Date: N/A

Website: http://www.pagodafcu.org

Personnel & Operations

President: Hummel, Sandy

Manager: Guthier, Debra

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8AM - 5PM MONDAY - FRIDAY

Credit Union Profile Summary

PAGODA is a FCU Credit Union. With a total of 2,651 members [1], this institution manages approximately $31,100,796 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.41% [1].

Financial Snapshot

Total Assets [1]
$31,100,796

Total economic resources.

Total Loans [1]
$10,002,241

Total value of outstanding loans.

Total Deposits [1]
$27,635,768

Total funds deposited by members.

Members [1]
2,651

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.16%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

833 WASHINGTON ST

READING, PA, 19601-3658

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by PAGODA (Charter #15532).

Main Office

Reading Office Main Office

Type: Corporate Office

833 Washington St

Reading, PA 19601-3658

Phone: (610) 373-3840

Services: Member Services, Drive-Thru

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