MOUNTAIN VALLEY Credit Union Profile

Showing details for MOUNTAIN VALLEY Credit Union.

Home > NY > MOUNTAIN VALLEY

MOUNTAIN VALLEY

Charter #15516 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 643-9915

Fax: (518) 643-8903

Founding Date: N/A

Website: http://www.mountainvalleyfcu.com

Personnel & Operations

President: Roach, Kathleen

Manager: Pope, Maggie

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 4

Hours: Lobby 8:30am - 4pm Drive Thru 8:00am - 4:0

Credit Union Profile Summary

MOUNTAIN VALLEY is a FCU Credit Union. With a total of 4,606 members [1], this institution manages approximately $56,928,857 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.91% [1].

Financial Snapshot

Total Assets [1]
$56,928,857

Total economic resources.

Total Loans [1]
$42,013,109

Total value of outstanding loans.

Total Deposits [1]
$52,587,086

Total funds deposited by members.

Members [1]
4,606

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

700 Bear Swamp Rd

Peru, NY, 12972
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 4 branches reported by MOUNTAIN VALLEY (Charter #15516).

Main Office

Mountain Valley Federal Credit Union Main Office

Type: Corporate Office

700 Bear Swamp Rd

Peru, NY 12972

Phone: (518) 643-9915

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Au Sable Forks

AuSable Forks Branch

Type: Branch Office

2499 NYS Route 9N

Au Sable Forks, NY 12912

Phone: (518) 825-2265

Services: Member Services, ATM, Drive-Thru

Open in Directions

Keeseville

Keeseville Branch

Type: Branch Office

1716 Front St

Keeseville, NY 12944

Phone: (518) 643-9915

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wilmington

Wilmington Branch

Type: Branch Office

5790 NYS Route 86

Wilmington, NY 12997

Phone: (518) 418-2050

Services: Member Services, ATM, Drive-Thru

Open in Directions