PENN SOUTH COOPERATIVE Credit Union Profile

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PENN SOUTH COOPERATIVE

Charter #15459 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (212) 765-1517

Fax: (212) 727-8289

Founding Date: N/A

Website: https://www.pennsouthcreditunion.or

Personnel & Operations

President: Kotkin, David

Manager: Pillartz, Robert

FT Employees: 0

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: Wednesdays 5:15-7:30PM and Sundays 10:00AM

Credit Union Profile Summary

PENN SOUTH COOPERATIVE is a FCU Credit Union. With a total of 799 members [1], this institution manages approximately $7,767,550 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.13% [1].

Financial Snapshot

Total Assets [1]
$7,767,550

Total economic resources.

Total Loans [1]
$6,313,304

Total value of outstanding loans.

Total Deposits [1]
$6,489,355

Total funds deposited by members.

Members [1]
799

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

321 8th Ave

New York, NY, 10001-4818
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PENN SOUTH COOPERATIVE (Charter #15459).

Main Office

Penn South Credit Union Main Office

Type: Corporate Office

250 9th Ave Bldg 5

New York, NY 10001-6602

Phone: (212) 765-1517

Services: Member Services

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