CHOCOLATE BAYOU COMMUNITY Credit Union Profile

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CHOCOLATE BAYOU COMMUNITY

Charter #15143 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 331-2253

Fax: (281) 331-4918

Founding Date: N/A

Website: http://www.chocolatebayou.org

Personnel & Operations

President: King, Tommy

Manager: Angeles, Gary

FT Employees: 47

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Lobby 9:00 a.m.-6:00 p.m. Mon-Fri. Drive T

Credit Union Profile Summary

CHOCOLATE BAYOU COMMUNITY is a FCU Credit Union. With a total of 11,735 members [1], this institution manages approximately $152,023,252 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.37% [1].

Financial Snapshot

Total Assets [1]
$152,023,252

Total economic resources.

Total Loans [1]
$85,143,318

Total value of outstanding loans.

Total Deposits [1]
$132,871,102

Total funds deposited by members.

Members [1]
11,735

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.37%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1301 Highway 35 Byp N

Alvin, TX, 77511-2681
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by CHOCOLATE BAYOU COMMUNITY (Charter #15143).

Main Office

Alvin Main Office

Type: Corporate Office

1301 Highway 35 Byp N

Alvin, TX 77511-2681

Phone: (281) 331-2253

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Alvin

Alvin High School

Type: Branch Office

802 S Johnson St

Alvin, TX 77511-3300

Phone: (281) 331-2253

Services: Member Services, ATM

Open in Directions

Manvel

Manvel High School

Type: Branch Office

19601 Highway 6

Manvel, TX 77578

Phone: (281) 331-2253

Services: Member Services, ATM

Open in Directions

Pearland

Pearland

Type: Branch Office

10618 Crossroads Plaza Dr

Pearland, TX 77584-4508

Phone: (281) 331-2253

Services: Member Services, ATM, Drive-Thru

Open in Directions