ROCKLAND EMPLOYEES Credit Union Profile

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ROCKLAND EMPLOYEES

Charter #15080 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (845) 371-5804

Fax: (845) 371-2652

Founding Date: N/A

Website: http://www.refcu.org

Personnel & Operations

President: Townsend, Basil

Manager: Fernandez, Miriam

FT Employees: 19

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 3

Hours: Mon - Friday 8am to 4pm

Credit Union Profile Summary

ROCKLAND EMPLOYEES is a FCU Credit Union. With a total of 7,281 members [1], this institution manages approximately $55,404,575 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.15% [1].

Financial Snapshot

Total Assets [1]
$55,404,575

Total economic resources.

Total Loans [1]
$42,661,993

Total value of outstanding loans.

Total Deposits [1]
$46,139,400

Total funds deposited by members.

Members [1]
7,281

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

170 Route 59

Spring Valley, NY, 10977
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ROCKLAND EMPLOYEES (Charter #15080).

Main Office

Main Branch Main Office

Type: Corporate Office

170 Route 59

Spring Valley, NY 10977

Phone: (845) 371-5804

Services: Member Services, ATM

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Additional Branches

Orangeburg

RPC Branch

Type: Branch Office

140 Old Orangeburg Rd

Building 1

Orangeburg, NY 10962

Phone: (845) 359-3900

Services: Member Services

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West Haverstraw

Helen Hayes

Type: Branch Office

51-55 N Route 9W

West Haverstraw, NY 10993-1195

Phone: (845) 429-0251

Services: Member Services, ATM

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