UNION FIDELITY Credit Union Profile

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UNION FIDELITY

Charter #15049 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 869-9053

Fax: (713) 869-0846

Founding Date: N/A

Website: https://www.unionfidelityfcu.com

Personnel & Operations

President: Cramer, Michael

Manager: Montgomery, Karen

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: 9:00 am - 5:00 pm Monday - Friday

Credit Union Profile Summary

UNION FIDELITY is a FCU Credit Union. With a total of 5,317 members [1], this institution manages approximately $26,637,216 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.68% [1].

Financial Snapshot

Total Assets [1]
$26,637,216

Total economic resources.

Total Loans [1]
$15,208,624

Total value of outstanding loans.

Total Deposits [1]
$21,115,339

Total funds deposited by members.

Members [1]
5,317

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 19.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 16.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1415 North Loop W Ste 110

Houston, TX, 77008
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by UNION FIDELITY (Charter #15049).

Main Office

Union Fidelity FCU Main Office

Type: Corporate Office

1415 North Loop W Ste 110

Houston, TX 77008

Phone: (713) 869-9053

Services: Member Services

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Additional Branches

Houston

Members Trust of the SW CU

Type: Corporate Office

2315 Mangum Rd

Houston, TX 77092-8117

Phone: (713) 681-0339

Services: None specified

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